Bankruptcy

At The Law Office of Ana Y. Romero, PLLC, we understand the challenges and stress that come with financial difficulties. This is why we are dedicated to helping you navigate the complex world of bankruptcy law and guiding you towards a brighter financial future.

Our Services

• Chapter 7 Bankruptcy
• Chapter 13 Bankruptcy

Understanding Bankruptcy Types

Chapter 7 Bankruptcy

Chapter 7, often called “liquidation bankruptcy,” is designed for individuals with limited income who can’t pay back their debts. It involves selling non-exempt assets to pay creditors. Most unsecured debts are discharged, giving you a fresh financial start. It’s typically a quicker process, often completed in 3-6 months.

Chapter 13 Bankruptcy

Chapter 13, known as “reorganization bankruptcy,” allows individuals with regular income to develop a plan to repay all or part of their debts over 3-5 years. This option lets you keep your property and catch up on missed payments. It’s ideal for those who have a steady income but need time to catch up on debts.

Contact Us

Don’t let financial stress control your life. Take the first step towards a fresh start today.

Servicing clients in the following districts:

• Northern District of Texas
• Western District of Washington
• Eastern District of Washington